Mortgages

Whether you are planning to make improvements, purchase a new home, refinance, or simply looking to be pre-approved for your next home purchase, you want to work with local experts who know the community and are dedicated to your needs. Check out the latest rates, meet our team of experienced lenders, or start your application today.

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Home Equity

Want to do some work on your house or maybe pay down a high-interest balance on your credit card? You can with a Home Equity Line of Credit or Home Equity Loan from Mascoma Bank.

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Personal Loans

Need a personal loan? Mascoma Bank offers competitive rates and a variety of loan terms to fit almost any need such as a car or truck loan, boat loan, and more.

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Interior shot of newly renovated kitchen with marble counters and stainless steel appliances

Home Improvement Loan

Thinking of updating your kitchen or bathroom or any home improvement project, then this is the loan for you.

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Emergency Drought Loan

Mascoma Bank has created a special home improvement loan to help homeowners with the recent drought for items like drilling a deeper well, water delivery, etc. Our Emergency Drought Loan is available to people in the Bank's primary service areas. You can borrow up to $15,000 at a very competitive rate and zero processing fees.

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Solar and Energy Efficiency Loans

Mascoma Bank wants to help you power your home with clean and affordable energy. We’re here to provide you the financing to make that switch.

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Smart Pay

Convenient ways for you to make your loan payment

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