Personal Checking Accounts - Mascoma Bank

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Smiling Service Representative at the bank

We have the right account for you.

With Mascoma Bank’s state-of-the-art digital banking platform, you have the digital tools to access the products and services for your financial life. You can enjoy an intuitive, user-friendly design plus financial wellness tools to support your savings, spending, and credit score objectives.

Our digital banking features include these benefits.

  • Transfer money between Mascoma Bank accounts
  • Transfer money between Mascoma Bank and other financial institutions
  • Monitor your credit score for free
  • Set up savings goals, credit score improvement goals, and alerts to keep you updated on your account activity
  • Track your spending so you can see where your money goes

The checking accounts outlined below are offered primarily for individuals, families, and households. They may also be useful for unincorporated non-business associations, estates, trusts, and guardianships. If you ever have a question about which Mascoma checking account is best for your needs, we encourage you to visit or call any Mascoma Bank office.

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LET US FIND THE RIGHT ACCOUNT FOR YOU!

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Holiday Closures

Mascoma Bank will be closed on Saturday, May 23, 2026, and Monday, May 25, 2026, in observance of the Federal Holiday. Our digital Banking and ATM's will be available to meet your banking needs. We apologize for any inconvenience.

You may experience intermittent service disruptions to Digital Banking on Sunday, May 17, between 7 a.m. – 7 p.m. CT. The disruptions could last for up to 20 minutes at a time.

Mascoma Bank and Androscoggin Bank Announce Plans
for a Multi-Bank Mutual Holding Company Structure