My Checking - Mascoma Bank

My Checking

adult women standing in front of a white board smiling at the camera

Great basic checking account that allows flexibility and control over monthly service fees.

My Checking is the perfect account for you if you need a general, all-purpose checking account that comes with a free debit card along with the ability to waive the monthly fees.

Account Features

  • Debit Card
  • Digital Banking and Bill Pay
  • Mobile Banking
  • eStatements - (paper statement subject to $5 fee)
  • Customers under the age of 24 and over the age of 60 enjoy no monthly service fee.

Account Requirements

  • $10 minimum to open
  • Monthly Service Fee: $10 per month with opportunity to waive fee

To Qualify for No Monthly Fee

  • $5 reduction in monthly service fee for E-Statements
  • $5 reduction in monthly service fee for Direct Deposit or ACH debit

Holiday Closures

Mascoma Bank will be closed on Saturday, May 23, 2026, and Monday, May 25, 2026, in observance of the Federal Holiday. Our digital Banking and ATM's will be available to meet your banking needs. We apologize for any inconvenience.

You may experience intermittent service disruptions to Digital Banking on Sunday, May 17, between 7 a.m. – 7 p.m. CT. The disruptions could last for up to 20 minutes at a time.

Mascoma Bank and Androscoggin Bank Announce Plans
for a Multi-Bank Mutual Holding Company Structure