Earn an additional 0.50% APY* rate with a new More Checking account from Mascoma Bank. You get a competitive interest rate and ATM fee refunds nationwide.
With More Checking, when you meet qualifications you will:
• Earn an additional 0.50% APY* rate on balances up to $25,000
• Get refunds for non-Mascoma ATM fees up to $50
There are three easy requirements each qualification cycle to receive the additional rate and ATM refunds: Receive eStatements; make at least one direct deposit or automatic debit (ACH); and make at least 12 debit card purchases. The minimum balance to open the account is $10.00.
Account Features
- MORE rate of 0.50% annual percentage yield for balances up to $25,000 and balances greater than $25,000 will earn .10% annual percentage yield.
- ATM Fees refunded up to $50 per cycle
- Debit Card
- Digital Banking and Bill Pay
- Mobile Banking
- eStatements - (paper statement subject to $5 fee)
- No monthly service charge when all qualifying events are met.
Account Requirements
To receive the additional rate and ATM refunds, all three(3) requirements must be met
- $10 minimum to open
- Receive e-Statements
- Have at least 1 Direct Deposit or ACH Debit Transaction post and clear per qualification cycle AND
- Have at least 12 Debit Card Transactions (non-ATM Transactions) post and clear per qualification cycle
*APY=Annual Percentage Yield. Rate is variable and subject to change without notice. Fees may reduce earnings. The rate is accurate as of 8/14/2025.
