My Checking - Mascoma Bank

My Checking

adult women standing in front of a white board smiling at the camera

Great basic checking account that allows flexibility and control over monthly service fees.

My Checking is the perfect account for you if you need a general, all-purpose checking account that comes with a free debit card along with the ability to waive the monthly fees.

Account Features

  • Debit Card
  • Digital Banking and Bill Pay
  • Mobile Banking
  • eStatements - (paper statement subject to $5 fee)
  • Customers under the age of 24 and over the age of 60 enjoy no monthly service fee.

Account Requirements

  • $10 minimum to open
  • Monthly Service Fee: $10 per month with opportunity to waive fee

To Qualify for No Monthly Fee

  • $5 reduction in monthly service fee for E-Statements
  • $5 reduction in monthly service fee for Direct Deposit or ACH debit
Mascoma Bank and Androscoggin Bank Announce Plans
for a Multi-Bank Mutual Holding Company Structure

Holiday Hours: The bank will be closing at 12:00pm on July 3rd, 2026 and closed on July 4th, 2026 for the Federal Holiday.
Digital Banking and ATMs will still be available for your banking needs. Learn more