Accessory Dwelling Units (ADU)

Accessory Dwelling Unit Photo

What is an Accessory Dwelling Unit (ADU)?

An ADU is a dedicated independent living space with its own sleeping space, living space, kitchen, full bathroom that is separate and apart from the primary residence. Sometimes referred to as β€œin-law suites,” ADUs offer homeowners the opportunity to add a unit of housing on their property, from a renovated space above a garage, a finished basement with its own entrance, or a small cottage on the property.

Mascoma Bank can help you navigate the process, from appraisals to financing and beyond. Please contact a Mortgage Loan Officer to begin a conversation about what might work for you.

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Holiday Hours: The bank will be closed on Wednesday, November 11th, 2026, for the Federal Holiday.
Digital Banking and ATMs will still be available for your banking needs. Learn more

To better serve you, all branches of Mascoma Bank will be closed Saturday, October 24, 2026, for a system update. Our digital banking and ATM's will be available to serve you. We apologize for the inconvenience.