Accessory Dwelling Units (ADU) - Mascoma Bank

Accessory Dwelling Units (ADU)

Accessory Dwelling Unit Photo

What is an Accessory Dwelling Unit (ADU)?

An ADU is a dedicated independent living space with its own sleeping space, living space, kitchen, full bathroom that is separate and apart from the primary residence. Sometimes referred to as β€œin-law suites,” ADUs offer homeowners the opportunity to add a unit of housing on their property, from a renovated space above a garage, a finished basement with its own entrance, or a small cottage on the property.

Mascoma Bank can help you navigate the process, from appraisals to financing and beyond. Please contact a Mortgage Loan Officer to begin a conversation about what might work for you.

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Holiday Closures

Mascoma Bank will be closed on Saturday, May 23, 2026, and Monday, May 25, 2026, in observance of the Federal Holiday. Our digital Banking and ATM's will be available to meet your banking needs. We apologize for any inconvenience.

You may experience intermittent service disruptions to Digital Banking on Sunday, May 17, between 7 a.m. – 7 p.m. CT. The disruptions could last for up to 20 minutes at a time.

Mascoma Bank and Androscoggin Bank Announce Plans
for a Multi-Bank Mutual Holding Company Structure