FACTS |
WHAT DOES MASCOMA BANK AND MASCOMA WEALTH MANAGEMENT, LLC DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mascoma Bank and Mascoma Wealth Management, LLC chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Mascoma Bank and Mascoma Wealth Management, LLC share? |
Can you limit this sharing? |
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes—to offer our products and services to you |
Yes |
No |
For joint marketing with other financial companies |
Yes |
No |
For our affiliates’ everyday business purposes—information about your transactions and experiences |
Yes |
No |
For our affiliates’ everyday business purposes—information about your creditworthiness |
No |
We don’t share |
For our affiliates to market to you |
Yes |
Yes |
For nonaffiliates to market to you |
No |
We don’t share |
To limit our sharing |
Contact our Customer Care Center at 1-888-627-2662 (1-888-MASCOMA) Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? |
Contact our Customer Care Center at 1-888-627-2662 (1-888-MASCOMA) |
Who we are |
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Who is providing this notice? |
Mascoma Bank and Mascoma Wealth Management, LLC |
What we do |
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How does Mascoma Bank and Mascoma Wealth Management, LLC protect my information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Mascoma Bank and Mascoma Wealth Management, LLC collect my personal information? |
We collect your personal information, for example, when you • Open an account or provide account information • Apply for financing or provide your mortgage information • Make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else? |
Mascoma Bank and Mascoma Wealth Management, LLC do not limit sharing by account but rather by individual. Therefore, your choices will apply to all of your accounts with Mascoma Bank and Mascoma Wealth Management, LLC. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. • Mascoma Wealth Management, LLC is an affiliate of Mascoma Bank |
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Mascoma Bank and Mascoma Wealth Management, LLC do not share with nonaffiliates so they can market to you. |
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing includes securities broker dealers and insurance agencies. |
Other important information |
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Vermont Residents – Except as permitted by law, we will not share information we collect about you with nonaffiliates or affiliates unless you authorize us to do so. |
Cookie Policy
We use cookies and/or similar technologies to analyze customer behavior, administer the website, track users’ movements, and to collect information about users. This is done in order to personalize and enhance your experience with us.
A cookie is a tiny text file stored on your computer. Cookies store information that is used to help make sites work. Only we can access the cookies created by our website. You can control your cookies at the browser level. Choosing to disable cookies may hinder your use of certain functions.
We use cookies for the following purposes:
- Necessary cookies – these cookies are required for you to be able to use some important features on our website, such as logging in. These cookies don’t collect any personal information.
- Functionality cookies – these cookies provide functionality that makes using our service more convenient and makes providing more personalized features possible. For example, they might remember your name and e-mail in comment forms so you don’t have to re-enter this information next time when commenting.
- Analytics cookies – these cookies are used to track the use and performance of our website and services.
You can remove cookies stored in your computer via your browser settings. Alternatively, you can control some 3rd party cookies by using a privacy enhancement platform such as optout.aboutads.info or youronlinechoices.com. For more information about cookies, visit allaboutcookies.org. - We use Google Analytics to measure traffic on our website. Google has their own Privacy Policy which you can review here. If you’d like to opt out of tracking by Google Analytics, visit the Google Analytics opt-out page.